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Financing Orthodontics & Insurance Info | Caudill & McNeight Ortho Skip to the content

Financing Orthodontics

& Insurance Info

Brevard County’s Trusted Orthodontist

Affordable Orthodontics for Every Smile

At Caudill & McNeight Orthodontics, we want everyone to experience the transformative power of a beautiful smile.

That’s why we offer flexible orthodontic financing options, full insurance support, and a one-on-one consultation to guide you through all of your options.

Paying for Orthodontics

What to Expect

We understand that the cost of orthodontics is a consideration for many families.

Every smile is different, so every treatment plan is too.

The cost of orthodontic treatment ultimately depends on a few factors, including the length and complexity of treatment needed.

During your complimentary consultation, we’ll examine your smile, create your personalized treatment plan, then walk you through our financing options and build a payment plan that meets your needs.

Orthodontics for Teens

Flexible Financing for Orthodontics

We offer customized financing plans with flexible options:

  • In-house financing with 0% interest
  • CareCredit financing (with no interest if paid within the promotional period of 6 to 12 months)

We’ll work together to create a custom payment plan with a down payment and monthly payments that fit your budget.

Special Discounts for our Amazing Patients

We are proud to offer various discounts to lower your orthodontics cost.
 
  • Family & Sibling discounts
  • Military discounts
  • Teacher discounts
  • Pay-in-full discounts at the start of treatment

Complimentary Orthodontic Consultations

Our biggest discount is available to all of our patients.
 
We provide free orthodontic exams that are valued at $225 and include a one-on-one consultation with Dr. Caudill, Dr. McNeight or Dr. Naglieri, your diagnostic photos and scan, and x-rays!
 
You can book a free Invisalign consultation or free braces consultation at any of our three orthodontic offices in Melbourne/Suntree, Merritt Island or Viera.
 
Book My Consultation

Can dental insurance cover orthodontic treatment?

Yes, we accept insurance payments from most insurance companies, which enables us to lower your monthly braces payments or Invisalign payments.

Even if we’re not listed as a provider on your plan, our patients are almost always able to receive their full insurance benefit with us!

Our team will verify your orthodontic insurance prior to your complimentary consultation so you’re immediately aware of your benefits.

We’ll also do all of the paperwork for you, and help you receive the max benefit from your plan.

Orthodontic Insurance VS. Dental Insurance

How does orthodontic insurance work?

With orthodontic insurance, each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached.

Can you use HSA or FSA for Invisalign or Braces?

Yes, you can use your Flexible Savings Account (FSA) or Health Savings Account (HSA) for orthodontics, and you can combine your insurance benefit for even more savings!

If you have questions about using your HSA or FSA for braces or Invisalign before you visit us, just text us or call us. We’ll walk you through every step of the process.

All you have to do is book your complimentary consultation, coast into our office, and we’ll take care of the rest.

Where Personalized Orthodontics is Affordable in Brevard County, FL

We offer the expert quality care and competitive orthodontist prices you deserve.

Please don’t hesitate to reach out to us with any questions prior to or after your first visit. Ready to take the first step? Schedule your complimentary exam today!

Frequently Asked Questions
About Financing Orthodontics

How much do braces cost in Brevard County, FL?

The cost of braces depends on your individual orthodontic needs, including the complexity and length of your treatment.

During your complimentary consultation at Caudill & McNeight Orthodontics, we’ll evaluate your smile, create a personalized treatment plan, and give you a clear cost of treatment.

From there, we’ll work with you to create a financing plan that fits your needs.

Does dental insurance cover braces or Invisalign?

Many dental insurance plans include orthodontic benefits that may help cover a portion of braces or Invisalign treatment.

Caudill & McNeight Orthodontics accepts insurance payments from most insurance companies.

Even if we aren’t listed as a provider on your plan, you may still be able to receive your full orthodontic benefit with us.

Our team will verify your benefits, handle the paperwork, and help you maximize your available coverage.

Will you verify my orthodontic insurance before my consultation?

Yes! Our team will verify your orthodontic insurance benefits before your complimentary consultation whenever possible, so you can have a clearer understanding of your coverage and estimated treatment costs from the start.

We’ll also submit insurance claims on your behalf and help you receive the maximum benefit available under your plan.

Can I make monthly payments for braces or Invisalign?

Yes. We offer flexible payment options, including 0% interest in-house financing.

We’ll work with you to create a customized payment plan with a down payment and monthly payments that fit your budget.

Do you accept CareCredit for orthodontic treatment?

Yes. Caudill & McNeight Orthodontics accepts CareCredit in addition to our in-house financing options.

CareCredit may offer promotional financing with no interest when paid in full within the applicable promotional period, including qualifying 6- or 12-month plans.

Can I use my HSA or FSA for braces or Invisalign?

Yes. You can use eligible Health Savings Account (HSA) or Flexible Spending Account (FSA) funds toward orthodontic treatment, including braces and Invisalign.

You may also be able to combine HSA or FSA funds with your orthodontic insurance benefits to help reduce your out-of-pocket costs.

Does Caudill & McNeight Orthodontics offer any discounts?

Yes! We’re proud to offer several ways to save on orthodontic treatment, including:

  • Family and sibling discounts
  • Military discounts
  • Teacher discounts
  • Pay-in-full discounts at the start of treatment

Our team can review any discounts you qualify for during your complimentary consultation.

Do I need to know my insurance benefits before scheduling a consultation?

No. You don’t need to figure out your orthodontic coverage on your own.

Simply provide us with your insurance information when scheduling, and our team will verify your orthodontic benefits before your consultation whenever possible.

We’ll explain your coverage and answer your questions when you visit us.

Is the orthodontic consultation really complimentary?

Yes! Your complimentary orthodontic exam is valued at $225 and includes a one-on-one consultation with Dr. Caudill, Dr. McNeight, or Dr. Naglieri, along with diagnostic photos, a digital scan, and any necessary x-rays.

Complimentary braces and Invisalign consultations are available at our Melbourne/Suntree, Merritt Island, and Viera offices.

Catch the Wave of Confidence

Book your free exam!
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blue diamond provider 2026

385 Pineda Ct, Ste 100
Melbourne, FL 32940

View location details

270 N Sykes Creek Pkwy, Ste 104
Merritt Island FL 32953

View location details

5500 Stadium Pkwy, Ste 200
Viera, FL 32940

View location details

Melbourne Orthodontic Office

385 Pineda Ct, Ste 100
Melbourne, FL 32940

Merritt Island Orthodontic Office

270 N Sykes Creek Pkwy, Ste 104
Merritt Island, FL 32953

Viera Orthodontic Office

5500 Stadium Pkwy, Ste 200
Viera, FL 32940

(321) 259-3237
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